We provide investment advice.  We do not sell products to you and, therefore, we do not charge commissions.  We only charge for advice.  As a SEC-registered investment advisor firm, we pride ourselves on giving you conflict-free advice. We enter into a fiduciary relationship with you in which your needs are paramount and ours are secondary.  We are required by law to put you first. 

What do I get for my money?

All services we offer are included in one single management fee as given below.  Our compensation is transparent and inclusive.  We advise you on the best investment approach for your needs.  We implement that approach for you.  We hold your assets Fidelity Investments.  We execute trades through Fidelity.  They charge you a commission per trade between $7-$19.  We monitor your portfolio on an ongoing basis.  We help you with every financial issue you face.

 

How are the fees calculated?

The Management Fee is charged on a quarterly basis, and is based on the dollar amount of assets under management at each calendar quarter-end. The result is divided by four (4) to arrive at a quarterly payment. Our standard compensation schedule is below.